Affordable Term Life Insurance Made Easy

Get a free instant quote and compare premiums and policy benefits from Canada's top life insurance companies.

Why Choose the Term Guy?

  • Online quotes showing premiums AND policy benefits from a dozen of Canada's top life insurers.
  • Custom discounts not found anywhere else.
  • Easy to understand expert level advice.
  • Independent broker with Canada's top life insurers.

Get Your Free Quote

How we find you discounts beyond the lowest online quotes.

The Term Guy explains in 50 seconds why our term life insurance quotes are different, and how you can qualify to get additional discounts on your premiums.

Spousal discounts: Discounts for multiple insureds

Term Layering: Discounts for decreasing coverage over time.

 Term Stacking: Using the exchange option, lower your term 20 or term 30 premiums in the first year by up to 50%

 Backdating: change the policy date to reduce your age for premiums by a full year.

 Pay Annually: Save money by choosing annual payments.

Get a custom quote analysis to see how much you can save!

Call The Term Guy now to see if you qualify for these discounts.
  (416) 642-6820

Plus, you can compare more than premiums:

Here's the additional policy benefits you can compare in your online life insurance quotes:

  • Renewable to age
  • Convertible to age
  • Accelerated Death Benefits
  • Exchange Option

Note: You should never purchase a term life insurance policy without the renewable and convertible options unless you have no other choice. 

More Details:  Clicking on more details for each company in your online term life insurance quote will display our opinion on each company including customer service, suitability for various client classes, and benefits and drawbacks of each company.

Example of Savings

Per Month
Other Online "single company"
agent		 $92.47/mo or $1109/year
Our Online Quotes $92.70/mo
Our Quotes with custom discounts (annual payment
and term stacking™)		 $696.60 First Year, $1030 years 2-19

Our custom discounts saved them $413 in the first year and $80/year for the next 19 years over what seems to be a lower online quote!  You could see similiar savings with The Term Guy.

Run an Online Quote and See How Much You Can Save!

Get an online quote now!

Who is The Term Guy?

Book Appointment

Call  Now: (416) 642-6820

Glenn "The Term Guy' Cooke is an independent life insurance broker who has worked in insurance since 1986.  He specializes in education,  easy to understand explanations of life insurance for the family market and ensuring our clients get the best policy at the lowest possible premium.  

Because The Term Guy makes life insurance easy to understand, he's been quoted in almost every daily national newspaper, on TV, on radio, published on almost every Canadian financial blog, and sourced in numerous consumer financial books authored by folks such as Preet Banerjee and Gail Vaz-Oxlade.

Let The Term Guy answer your questions about life insurance.  Book an appointment, or call now - no cost, no obligation.