Library
Life insurance articles
Every article on The Term Guy. Authored by life insurance broker Glenn "The Term Guy" Cooke.
This is the full library — every article on The Term Guy, organized as a table of contents. Chapters cover how much coverage you need, the types of life insurance available in Canada, term life features, ways to save on premiums, the medical exam and underwriting, life insurance for smokers, audience-specific guides, life insurance as a financial strategy, and warnings on what to avoid.
— Table of Contents —
Chapter 1
How much coverage
Working out the right coverage amount for your family.
Chapter 2
Types of life insurance
Term, whole life, universal — what differentiates them and when each makes sense.
Chapter 3
Term life: length & features
Choosing term length, plus the policy features that matter most.
- 3.1 Best term life insurance in Canada
- 3.2 10 year term life insurance
- 3.3 20 year term life insurance
- 3.4 Renewable and convertible term
- 3.5 Term life insurance exchange option
- 3.6 Conversion with partial reset for term life insurance
- 3.7 Term life insurance accelerated death benefits
- 3.8 Does term life insurance have cash values?
- 3.9 Term life insurance policy riders
- 3.10 How do I cancel my life insurance policy?
- 3.11 Best type of term life insurance in Canada
- 3.12 Buy life insurance online in Canada
Chapter 4
Saving money & discounts
Discounts and strategies that go beyond the online quote.
Chapter 5
Medical exam & underwriting
What to expect in the exam, plus the underwriting tiers that decide your premiums.
Chapter 6
Smokers
Premiums and policy strategies for current, former, and occasional smokers.
Chapter 7
Specific audiences
Where we drill down on specific conditions and considerations.
Chapter 8
Insurance as investment / strategy
When life insurance functions as a financial strategy rather than pure protection.
Chapter 9
Warnings — what to avoid
Products and tactics consumer advocates flag as poor value or outright traps.
Glenn Cooke, BMath, MMT
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Glenn "The Term Guy" Cooke is an independent life insurance broker who has worked in insurance since 1986. He specializes in education, easy to understand explanations of life insurance for the family market and ensuring our clients get the best policy at the lowest possible premium.
Because The Term Guy makes life insurance easy to understand, he's been quoted in almost every daily national newspaper, on TV, on radio, published on almost every Canadian financial blog, and sourced in numerous consumer financial books authored by folks such as Preet Banerjee and Gail Vaz-Oxlade.
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